Are you delaying your retirement? Nervous you'll run out of money? If yes, this book is for you. Inside, you will learn how to put together a custom retirement plan that is designed to last longer than you(TM).

Are you worried about the next market crash or other financial storms that could wreak havoc on your retirement dreams? Do you wish you had confidence that your retirement plan could continue to support your lifestyle, even if the market had gone flat for ten years or so (0% returns for ten years)? In the book, "How to Retire on Time," author and financial planner Mike Decker takes you through his proprietary planning process, step-by-step, on how to prepare for and maintain your retirement. Let him show you the principles, rules, and frameworks he uses every day so you can design and manage your retirement for 30-plus years.

This retirement planning book is intended to "teach you how to fish," so to speak. Decker believes that a comprehensive plan may be able to replace your advisor and save you money every year in fees. This book is intended to help you get to the point where you do not need a financial advisor in order to retire on time and stay retired.

After spending a decade focusing solely on retirement planning, Decker is compiling what he's learned into this step-by-step book. Through his easy-to-follow guidance, he shows you how to create your own Fresh Retirement Plan. This book gives you the tools you need, including bonuses outside the book, to help you build the future you desire in retirement.

In this book, you'll discover:

How to build your retirement income plan and determine if/when you can afford to retire (It's easier than you think).
Why many of today's common retirement strategies, like the stock/bond portfolio or the annuitized income stream, may be riskier than you realize.
Three retirement principles that, when implemented correctly, can help increase your upside potential while potentially decreasing your overall risk.
A proprietary investment strategy on how to manage your assets in retirement to help make sure you can keep income coming in, even when markets are down.
Why it's typically not too late to course-correct. If you have already retired, there's still time to get on the right path.

You've worked hard your whole life and deserve to have a retirement you can look forward to with excitement and confidence. Mike's proprietary methodology may be able to help you make that a reality.

This book is for:

Those who are 50 years or older and want to be proactive in their retirement preparations.
Those who have already retired.
Those who want to retire ASAP.
Those who are unsure if they can afford to retire.
Those who want to be more proactive in their legacy planning.

If you are willing to put in the work and maintain a proactive position, financially speaking, then you're going to love How to Retire on Time: Create a Retirement Plan Designed to Last Longer Than You.

Mike Decker is the author of the book, "How to Retire on Time," and the founder of Kedrec, a Registered Investment Advisory Firm located in Kansas State that specializes in creating retirement plans that are designed to last longer than you(TM) without relying on annuitized income streams or risky stock/bond portfolios.

Decker also is a frequent contributor to Kiplinger and is a national coach to other financial advisors. Decker holds a securities license and a Life and Health insurance license.

In this book, you'll discover:

How to build your retirement income plan and determine if/when you can afford to retire (It's easier than you think).
Why many of today's common retirement strategies, like the stock/bond portfolio or the annuitized income stream, may be riskier than you realize.
Three retirement principles that, when implemented correctly, can help increase your upside potential while potentially decreasing your overall risk.
A proprietary investment strategy on how to manage your assets in retirement to help make sure you can keep income coming in, even when markets are down.
Why it's typically not too late to course-correct. If you have already retired, there's still time to get on the right path.

You've worked hard your whole life and deserve to have a retirement you can look forward to with excitement and confidence. Mike's proprietary methodology may be able to help you make that a reality.

This book is for:

Those who are 50 years or older and want to be proactive in their retirement preparations.
Those who have already retired.
Those who want to retire ASAP.
Those who are unsure if they can afford to retire.
Those who want to be more proactive in their legacy planning.

Decker also is a frequent contributor to Kiplinger and is a national coach to other financial advisors. Decker holds a securities license and a Life and Health insurance license.

How to Retire on Time: Create a retirement plan that is designed to last longer than you