SMART MONEY

WORDS KATE PASOLA.

While a small (and smug) chunk of the population has perfected the art of saving up, the majority of us remain shameless piggy-bank smashers. But fear not, fiscal salvation is at hand. Free (yes, free!) apps like Chip and Plum use AI to calculate a realistic amount to save based on your spending, then stash it safely away without you even noticing. Or, if you fancy yourself as a mogul, try Moneybox, which, for a subscription fee of £1 per month, rounds up purchases to the nearest pound and invests the pennies on your behalf. You could make millions from your mobile – no teeth-whitening-kit endorsement required. PHOTOGRAPH PIXELEYES, GETTY IMAGES. CASEOLOGY SAVOY SERIES PHONE CASE, AMAZON.CO.UK…

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Cosmopolitan UK (Digital) - 1 Issue, December 2018

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